Repco Micro Finance Limited (RMFL) incorporated in the year 2007 as Repco MSME Development & Finance Ltd and registered as NBFC with Reserve Bank of India in year 2010. Later it was classified as NBFC-MFI in December 2013.

The company is promoted by Repatriates Cooperative Finance & Development Bank Ltd. (Repco Bank) which is a Govt. of India Enterprise.

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Smt.R.S. Isabella Chairperson & Managing Director of Repco Micro Finance Limited and Managing Director of Repco Bank (a Govt. of India Enterprise), has an outstanding academic record to her credit being a State Rank Holder in Higher Secondary Examinations and also a Gold Medallist in B.Com., besides holding a Masters’ Degree in Bank Management (MBM) and a Masters’ Degree in Business Administration (MBA) from reputed institutions. She is the recipient of Best Student – All Rounder Award in College. She is also a Certified Associate of Indian Institute of Bankers (CAIIB).

She started her career in Karur Vysya Bank as an Officer and has worked in various capacities in almost all key operational segments of Banking and specializing as a Credit Officer. She joined Repco Bank in the year 1999 and has handled important portfolios such as Credit, Information Technology, Accounts and Audit, Pension, Repatriates Rehabilitation and Human Resource Training. She was instrumental in introduction of Loan Origination System – online processing and sanction of credit proposals and establishment of Disaster Recovery Centre for the Bank’s IT Operations and introduction of Redundancy Leased Line for all branches. She is an active member of Credit Committee, Investment Committee, IT Steering Committee, Asset Liability Committee, Settlement Advisory Committee etc., She has a rich experience in banking for nearly 3 decades and instrumental in formulation of policies and implementation of systems and procedures in key functional areas.

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MF Loan

First Cycle Loan - 50,000

Second Cycle Loan - Upto 2.50 lakhs

ROI @ 22% per annum

Non MF Loan

First Cycle Loan - 50,000

Second Cycle Loan - Upto 2.50 lakhs

ROI @ 23% per annum

Consumer Education

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Grievance Redressal Mechanism

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Business 2019-2020 2020-2021 2021-2022 2022-2023
Loan Outstanding (in Crs) 1084.03 865.02 1020.64 1087.06
No. of Beneficiaries 398937 354388 333499 285439

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