Financial Highlights
The RMFL Company Financial Performance under various parameters for last five years is furnished here below:
FINANCIAL PERFORMANCE UNDER VARIOUS PARAMETERS
| Particulars | Units | 2020-21 | 2021-22 | 2022-23 | 2023-24 | 2024-25 |
|---|---|---|---|---|---|---|
| Outstanding Loan Book | Rs. in Cr | 865.02 | 1020.64 | 1087.06 | 1331.47 | 1347.98 |
| Disbursements | Rs. in Cr | 407.77 | 813.44 | 865.83 | 1134.22 | 1107.97 |
| Income from Operations | Rs. in Cr | 176.45 | 162.49 | 177.76 | 247.14 | 294.34 |
| Interest Expended | Rs. in Cr | 71.41 | 58.11 | 52.64 | 80.09 | 90.79 |
| Operating Expenses | Rs. in Cr | 33.71 | 41.78 | 48.04 | 61.76 | 70.99 |
| Provisions & Contingencies | Rs. in Cr | 16.92 | 48.30 | -16.57 | -12.45 | -3.27 |
| Profit After Tax (PAT) | Rs. in Cr | 40.49 | 10.02 | 46.23 | 68.31 | 81.07 |
| Networth | Rs. in Cr | 244.01 | 278.59 | 327.07 | 384.99 | 453.97 |
| Gross NPA | % | 4.48 | 8.5 | 4.95 | 2.74 | 1.58 |
| Net NPA | % | 0.00 | 0.00 | 1.21 | NIL | NIL |
| Return on Assets | % | 4.00 | 1.06 | 4.69 | 6.1 | 6.05 |
| Return on Networth | % | 16.58 | 4.07 | 15.83 | 20.24 | 20.09 |
| Capital Adequacy Ratio | % | 26.78 | 27.3 | 30.72 | 27.68 | 32.76 |
| Number of Branches | Nos | 93 | 95 | 104 | 115 | 129 |