WELCOME TO
REPCO MICRO FINANCE LIMITED

Repco Micro Finance Limited (RMFL) incorporated in the year 2007 as Repco MSME Development & Finance Ltd and registered as NBFC with Reserve Bank of India in year 2010. Later it was classified as NBFC-MFI in December 2013.

The company is promoted by Repatriates Cooperative Finance & Development Bank Ltd. (Repco Bank) which is a Govt. of India Enterprise.

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MANAGING DIRECTOR

Shri A.G. Venkatachalam commenced his career with Repco Bank in 1991 and is currently serving as the Chief General Manager of Repco Bank. He has over three decades of extensive experience in the banking and microfinance sectors and has held various positions across multiple branches and functional divisions of the Bank. During his tenure, he has headed several branches and has gained significant expertise in banking operations and credit management.

He holds a Bachelor's Degree in Science and a Bachelor's Degree in Law, along with a Master's Degree in Arts. He has also completed Diplomas in Anti-Money Laundering (AML), Know Your Customer (KYC), and Microfinance. In addition, he holds the professional qualification of Certified Associate of the Indian Institute of Bankers (CAIIB) and an MBA.

During his career at Repco Bank, Shri Venkatachalam has been associated with various functional committees of the Bank. He has served as Trustee of the Repco Bank Employees Pension Fund, Appellate Authority under the Right to Information (RTI) Act, and Public Relations Officer of the Bank on different occasions. He also headed the Credit Division of Repco Bank from June 2017 to March 2021.

Shri Venkatachalam previously served as a Director on the Board of Repco Micro Finance Limited for nearly five years from 2012 to 2017. During his second tenure with the Company, he served as the Whole-time Director of Repco Micro Finance Limited from April 2021 to May 2024, overseeing the overall business operations of the Company.

He has now been appointed as the Managing Director of Repco Micro Finance Limited. Shri Venkatachalam possesses significant expertise in microfinance operations and has made notable contributions to the growth and development of the Company.

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PRODUCTS

MF Loan

First Cycle Loan - 50,000

Second Cycle Loan - Upto 2.50 lakhs

ROI @ 22% per annum
(w.e.f. 29-01-2026)

Non MF Loan

First Cycle Loan - 50,000

Second Cycle Loan - Upto 2.50 lakhs

ROI @ 23% per annum
(w.e.f. 29-01-2026)

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