Financial Highlights
The RMFL Company Financial Performance under various parameters for last five years is furnished here below:
FINANCIAL PERFORMANCE UNDER VARIOUS PARAMETERS
| Particulars | Units | 2018-19 | 2019-20 | 2020-21 | 2021-22 | 2022-23 |
|---|---|---|---|---|---|---|
| Outstanding Loan Book | Rs. in Cr | 907.16 | 1084.03 | 865.02 | 1020.64 | 1087.06 |
| Disbursements | Rs. in Cr | 927.05 | 1010.67 | 407.77 | 813.44 | 865.83 |
| Income from Operations | Rs. in Cr | 156.29 | 192.06 | 176.45 | 162.49 | 177.76 |
| Interest Expended | Rs. in Cr | 59.98 | 76.50 | 71.41 | 58.11 | 52.64 |
| Operating Expenses | Rs. in Cr | 28.37 | 29.53 | 33.71 | 41.78 | 48.04 |
| Provisions & Contingencies | Rs. in Cr | 2.95 | 12.39 | 16.92 | 48.30 | 16.57 |
| Profit After Tax (PAT) | Rs. in Cr | 45.52 | 54.01 | 40.49 | 10.02 | 46.23 |
| Networth | Rs. in Cr | 166.44 | 210.53 | 244.01 | 278.59 | 327.07 |
| Gross NPA | % | 0.86 | 1.91 | 4.48 | 8.5 | 4.95 |
| Net NPA | % | 0.00 | 0.00 | 0.00 | 0.00 | 1.21 |
| Return on Assets | % | 4.90 | 4.80 | 4.00 | 1.06 | 4.69 |
| Return on Networth | % | 27.35 | 25.7 | 16.58 | 4.07 | 15.83 |
| Capital Adequacy Ratio | % | 18.19 | 19.66 | 26.78 | 27.3 | 30.72 |
| Number of Branches | Nos | 90 | 90 | 93 | 95 | 104 |